Who We Are

Safe Harbor Group Was Built On A Simple Belief, every Family That Has Worked Hard To Build Wealth Deserves A Strategy To Protect It. Too Many Families Discover -Too Late- That Without Proper Planning , State And Federal Taxes Can Claim A Significant Porton Of What They Intended To Leave Behind. Robert P Brown And The Safe Harbor Group Team Combine Deep Knowledge Of Insurance-Based Planning Tools With A Collaborative Approach That Respects And Strengthens Your Existing Professional Relationships.

                        OUR PHILOSOPHY

We Don't Replace Your Attorney or CPA-We Complete The                                                                Picture

Estate Tax Reduction Requires Coordination Across Legal, Tax, And Financial Disciplines. Most Families Have A Great Attorney and A Trusted CPA, But They Lack A Specialist Who understands How Life Insurance, Annuities, Disability Income Planning And long Term Care Strategies Can Dramatically Reduce Taxable Estate Value While Protecting The Family From Life's Uncertainties.

That Is Where Robert P Brown And Safe Harbor Group Comes In

                        What Sets Us Apart

Specialist In State & Federal Estate  & Gift Tax Reduction

Deep Expertise In Insurance-Based Planning Tools Including Life insurance, Annuities, Disability Income, And Long-Term Care

We Actively Coordinate With Your Existing Attorney And CPA-No Replacement-No Friction

If You Don't Have An Attorney Or CPA , We Can Connect You With Trusted Professionals In Our Network.

Licensed and Serving Clients Across New York, New Jersey, Maryland And Delaware

Our Approach

Step 1 - Complimentary Discovery Session

We Learn About Yor Estate, Your Family 's Goals, And Your Current Advisors. No Pressure, No Commitment

Step 2-   Estate Tax Analysis

We Analyze Your Potential Exposure To State And Federal  Estate Taxes And Identify Opportunities For Reduction.

Step 3- Customized Strategy Design

We Design A Comprehensive Plan Using The Right Combination Of Insurance And Gifting Tools-Coordinated With Your Legal and Tax Team

Step 4- implementation & Ongoing Support

We Implement Your Strategy And Stay With You as Your Estate evolves over Time.

“Safe Harbor Group does not provide legal, tax, or accounting services. All information is general in nature and should not be relied upon as legal or tax advice. Clients must consult with a qualified attorney and CPA for guidance specific to their circumstances.”

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